As 2012 will soon come to a close, you may be looking ahead at 2013 and thinking of when and where you will be going for family vacations and New York RV trips. It’s never too soon to start your planning and you may want to consider the National Parks free entrance days when deciding what to do.
The 2013 free entrance dates to national parks around the country include the following:
• January 21 – Martin Luther King, Jr. Day
• April 22-26 – National Park Week
• August 25 – National Park Service Birthday
• September 28 – National Public Lands Day
• November 9-11 – Veterans Day Weekend
Ken Salazar, Secretary of the Interior had this to say about the free entrance days:
“Our national parks, wildlife refuges, forests and other public lands offer every American a place to get outdoors, learn about our nation’s history and culture, and restore our spirits…By providing free admission, we are rolling out the welcome mat for Americans to visit and enjoy these extraordinary treasures that belong to all of us.”
However, these aren’t the only days that are free when visiting your national parks. Were you aware that 265 of the 398 national parks around the country never charge an entrance fee? If you would like to visit more than one national during one of your trips, you can purchase an annual pass for $80. This includes entrance to all national parks, national wildlife refuges, national forests and other Federal lands totaling more than 2,000. Named the America the Beautiful National Parks and Federal Recreational Lands Pass, it is free to all active duty military members and their dependents.
For more information on the National parks free entrance days and the America the Beautiful annual pass, visit nps.gov. And visit us at your local New York RV dealer, Jim’s RV, and let us know which is your favorite national park!
Photo Credit: suntrust.com
Are you in the market for a new RV? Or are you looking to refinance the one you currently own? Well, interest rates on new and used RV loans are at an all-time low. Now would be a great time to buy that RV or camper you’ve been dreaming of, or bring down your current payment to have more money for your camping trips.
The majority of banks, credit unions and brokers offer RV loans as part of their portfolios. In order to qualify for an RV loan, you will need to provide the following to your financial institution:
• A good credit rating from one of the credit reporting agencies (Equifax, Experian or TransUnion).
• A good history of regular payment of your debts.
• Proof of income for calculating your debt-to-income ratio.
• A 10-20 percent down payment.
Although purchasing a new RV allows you to be the first owner, one of the downsides of is depreciation. Once your RV leaves your local New York RV dealer, you lose some of the value of your RV. However, if you make a sufficient down payment, you can avoid owing more on your RV than it is worth. This may also give you some equity in your RV should you decide to sell, trade it in or refinance.
Refinancing your RV loan may give you a reduction in your monthly payment. However, if you are upside down on your loan, or owe more than your RV is worth, you generally have to pay the difference in cash. The interest rates vary from loan to loan and will depend on your credit rating. You can get more information on lending criteria and the decision process from the FICO (Fair Isaac Corporation) website.
For more information on financing your next RV purchase or refinancing your current RV, visit trailerlife.com. And stop by your local new and used New York RV dealer, Jim’s RV, for your selection of new and used RV’s. We can also help you with your financing options and needs with your purchases.
Photo Credit: jayco.com
Recently, at the Family Motor Coach Association’s (FMCA) 87th Family Reunion and Motorhome Showcase in Indianapolis, Jayco introduced a new model in their lineup of Class C motorhomes. So if you are looking to move from the towing market and into an affordable, well-made motorhome New York, look no further.
Jayco steps back into the entry-level motorhome market with the all-new Redhawk. Jim Jacobs, president of Jayco’s motorized group stated, “This was a product, a segment that Jayco had not participated in for several years… One of the ways we were able to control our costs was we standardized. There are very few options. Feature wise, the RedHawk has everything in it that you would expect in a much higher-priced segment.” The Jayco Redhawk offers three floor plans from 26 feet to 32 feet long and 84-inch ceilings. This new motorhome comes standard with a booth dinette, 3-burner range, 8-cubic foot refrigerator and microwave. Also included in the standard features are a back-up camera, 32-inch LCD TV’s and under bed storage. The Jayco Redhawk also offers extra storage featuring exterior storage compartments and an electric slideout giving you more room on the interior.
Power is one thing the Jayco Redhawk is not lacking in. This motorhome is built on a Ford E-450 Triton chassis which comes equipped with a 6.8-liter, V10, 305 horsepower engine. This body style also includes a 130-amp alternator, 5,000-pound hitch, 55-gallon fuel tank and Hellwig helper springs. The Jayco Redhawk motorhome also features a front fiberglass cap making the exterior more aerodynamic which helps reduce drag and increase gas mileage.
The all-new 2013 Jayco Redhawk starts at $84,809 and is available through your local New York new and used RV dealer, Jim’s RV. For more information and details you can visit jayco.com or stop by Jim’s RV where our friendly staff will be happy to help and answer any questions.