A Snow Activity For Everyone New York!

Although we generally equate summer with outdoor activities, winter has quite a few outdoor activities to offer as well. One such outdoor snow activity that everyone can enjoy is walking on snow or snowshoeing. Aside from being a fun activity, there are many benefits of snowshoeing that make it an activity anyone can do.

As a winter sport, Snowshoeing does not require any specific technical skills, unlike skiing or snowboarding. Also unlike skiing or snowboarding, there is not lift ticket purchase necessary as you can enjoy this sport anywhere there are trails or open spaces to roam. Another benefit of snowshoeing is that it provides a great workout, one that can hold up against your routine at the gym. Although you won’t need much practice to master snowshoeing, the first few times you go out, you may need to take it a little easy to build up some stamina. Be sure to dress appropriately for the cold and wet conditions as well. Reviewing a safety checklist before hand and having the proper equipment on your feet are also important to do. The following tips will also help when you are just beginning snowshoeing.

1. Take it easy; don’t push yourself too hard at first.
2. Take breaks to enjoy the scenery.
3. Make sure you stay hydrated and drink lots of water.
4. Dress appropriately in layers to stay warm and dry. This will help you to enjoy your trip much more.
5. Take a small backpack with you and pack some extra snacks, water, gloves, hat, compass, first aid kit and anything else you think may come in handy.
6. Make sure you always tell someone where you are going and when you expect to return.
7. When you go snowshoeing as a group, let the fittest go first to break the trail in. This will slow them down and let the rest of the group catch up.

For more information on starting and enjoying snowshoeing, visit trailerlife.com. And let us know the next time you visit your local new and used RV dealer, Jim’s RV how your snowshoeing adventure was!


Financing Your RV New York!

Photo Credit: suntrust.com

Are you in the market for a new RV? Or are you looking to refinance the one you currently own? Well, interest rates on new and used RV loans are at an all-time low. Now would be a great time to buy that RV or camper you’ve been dreaming of, or bring down your current payment to have more money for your camping trips.

New Loan:
The majority of banks, credit unions and brokers offer RV loans as part of their portfolios. In order to qualify for an RV loan, you will need to provide the following to your financial institution:

• A good credit rating from one of the credit reporting agencies (Equifax, Experian or TransUnion).
• A good history of regular payment of your debts.
• Proof of income for calculating your debt-to-income ratio.
• A 10-20 percent down payment.

Although purchasing a new RV allows you to be the first owner, one of the downsides of is depreciation. Once your RV leaves your local New York RV dealer, you lose some of the value of your RV. However, if you make a sufficient down payment, you can avoid owing more on your RV than it is worth. This may also give you some equity in your RV should you decide to sell, trade it in or refinance.

Refinancing your RV loan may give you a reduction in your monthly payment. However, if you are upside down on your loan, or owe more than your RV is worth, you generally have to pay the difference in cash. The interest rates vary from loan to loan and will depend on your credit rating. You can get more information on lending criteria and the decision process from the FICO (Fair Isaac Corporation) website.

For more information on financing your next RV purchase or refinancing your current RV, visit trailerlife.com. And stop by your local new and used New York RV dealer, Jim’s RV, for your selection of new and used RV’s. We can also help you with your financing options and needs with your purchases.


Jayco Introduces A New Motorhome New York: The Redhawk!

Photo Credit: jayco.com

Recently, at the Family Motor Coach Association’s (FMCA) 87th Family Reunion and Motorhome Showcase in Indianapolis, Jayco introduced a new model in their lineup of Class C motorhomes. So if you are looking to move from the towing market and into an affordable, well-made motorhome New York, look no further.

Jayco steps back into the entry-level motorhome market with the all-new Redhawk. Jim Jacobs, president of Jayco’s motorized group stated, “This was a product, a segment that Jayco had not participated in for several years… One of the ways we were able to control our costs was we standardized. There are very few options. Feature wise, the RedHawk has everything in it that you would expect in a much higher-priced segment.” The Jayco Redhawk offers three floor plans from 26 feet to 32 feet long and 84-inch ceilings. This new motorhome comes standard with a booth dinette, 3-burner range, 8-cubic foot refrigerator and microwave. Also included in the standard features are a back-up camera, 32-inch LCD TV’s and under bed storage. The Jayco Redhawk also offers extra storage featuring exterior storage compartments and an electric slideout giving you more room on the interior.

Power is one thing the Jayco Redhawk is not lacking in. This motorhome is built on a Ford E-450 Triton chassis which comes equipped with a 6.8-liter, V10, 305 horsepower engine. This body style also includes a 130-amp alternator, 5,000-pound hitch, 55-gallon fuel tank and Hellwig helper springs. The Jayco Redhawk motorhome also features a front fiberglass cap making the exterior more aerodynamic which helps reduce drag and increase gas mileage.

The all-new 2013 Jayco Redhawk starts at $84,809 and is available through your local New York new and used RV dealer, Jim’s RV. For more information and details you can visit jayco.com or stop by Jim’s RV where our friendly staff will be happy to help and answer any questions.